FHASecure allows homeowners with a history of on-time mortgage payments under their original interest rates, but who missed payments after their rates reset, to refinance into FHA's mortgage insurance program. Other families with high-cost mortgages and mortgages that are due to reset, but who are still current on their loans, may also be able to refinance through FHASecure.

HUD's Federal Housing Administration (FHA) is on target to insure more than a quarter of a million FHASecure home loans in Fiscal Year 2008, further evidence of FHA's commitment to homeownership and helping people safeguard their investment in the American Dream.

Since the creation of FHASecure, FHA insured refinancing has increased 125 percent over the past year, and is expected to increase even more in 2008 as more homeowners examine their mortgage options.

More and more sub-prime borrowers are recognizing that they have a choice and are turning to FHA for assistance.Why not you? Act now. Join the thousands who have already made the move to save their homes with FHA insured mortgages through FHASecure.